Completely legal in Russia
The activity complies with Russian legislation
No hidden fees
Only fair rates and transparent transaction fees
Simply confirm the payment in the wallet app
Payment in 3-5 seconds
1
First, log in via the Telegram bot.
2
Top up your wallet with USDT or TON
3
Scan the QR code
How to make a purchase using a QR code with xWallet
Internet access is required to confirm the transaction.
Why Xwallet?
You control the funds. We control the security.
A modern crypto wallet where you retain control of your assets and all transactions are transparent.
Conventional Wallets
Asset custody
User-controlled
Typically none
P2P only, freeze-prone
Not supported
Uncommon
No screening
Often anonymous (riskier)
Unavailable
Linked Payment Card
Fiat Payout (RUB)
Card Funding
Anti-Money Laundering
Referral Rewards
Identity Verification
Audit-Trail/Receipts
User-controlled
Physical & virtual
Instant to card
Built‑in screening
Up to 30%
Required
(fraud protection)
(fraud protection)
On request
Supported
Our Advantages
Got questions?
Answers are just below
What is XWallet?
XWallet is a service for convenient payment, transfer, and use of digital assets in everyday situations. With XWallet, users can top up their balance, pay for goods and services, and use available withdrawal and internal transfer methods.
How do I start using XWallet?
To start using XWallet, register in the Telegram app, log in, and verify if necessary. After that, you'll be able to top up your balance and use the service's basic features.
Do I need to undergo verification?
Yes, verification may be required to use some of the service's features, including fiat transactions, limit increases, and compliance with security and AML/KYC requirements. In some cases, verification becomes mandatory once the turnover reaches USD 1,000 (or equivalent).
How long does registration take?
Registration typically takes a few minutes. If verification is required, the time frame depends on the quality of the uploaded documents and the results of the automated or manual verification.
XWallet is a service for convenient payment, transfer, and use of digital assets in everyday situations. With XWallet, users can top up their balance, pay for goods and services, and use available withdrawal and internal transfer methods.
How do I start using XWallet?
To start using XWallet, register in the Telegram app, log in, and verify if necessary. After that, you'll be able to top up your balance and use the service's basic features.
Do I need to undergo verification?
Yes, verification may be required to use some of the service's features, including fiat transactions, limit increases, and compliance with security and AML/KYC requirements. In some cases, verification becomes mandatory once the turnover reaches USD 1,000 (or equivalent).
How long does registration take?
Registration typically takes a few minutes. If verification is required, the time frame depends on the quality of the uploaded documents and the results of the automated or manual verification.
How do I top up my XWallet balance?
Top-ups are made using the methods available in the service. Users select the top-up option, choose an asset and network, obtain an address, and send funds.
Which cryptocurrencies and networks are supported?
XWallet only supports the tokens and networks explicitly listed in the service interface. Before sending funds, be sure to check that the correct asset and network are selected. Please be careful!
What happens if I send funds through the wrong network?
If funds are sent through an unsupported network or if incorrect payment details are provided, the funds may not be credited. In such cases, refunds are subject to change and are not guaranteed. Please note that the user is solely responsible for the accuracy of the information provided, and the service is not responsible for any loss of funds due to incorrect network or payment details.
Is there a minimum deposit amount?
Yes, certain assets and networks may have a minimum deposit amount. Current limits are displayed before creating an address or request.
Is there a minimum deposit amount?
Yes, certain assets and networks may have a minimum deposit amount. Current limits are displayed before creating an address or request.
Is there a minimum deposit amount?
Yes, certain assets and networks may have a minimum deposit amount. Current limits are displayed before creating an address or request.
Top-ups are made using the methods available in the service. Users select the top-up option, choose an asset and network, obtain an address, and send funds.
Which cryptocurrencies and networks are supported?
XWallet only supports the tokens and networks explicitly listed in the service interface. Before sending funds, be sure to check that the correct asset and network are selected. Please be careful!
What happens if I send funds through the wrong network?
If funds are sent through an unsupported network or if incorrect payment details are provided, the funds may not be credited. In such cases, refunds are subject to change and are not guaranteed. Please note that the user is solely responsible for the accuracy of the information provided, and the service is not responsible for any loss of funds due to incorrect network or payment details.
Is there a minimum deposit amount?
Yes, certain assets and networks may have a minimum deposit amount. Current limits are displayed before creating an address or request.
Is there a minimum deposit amount?
Yes, certain assets and networks may have a minimum deposit amount. Current limits are displayed before creating an address or request.
Is there a minimum deposit amount?
Yes, certain assets and networks may have a minimum deposit amount. Current limits are displayed before creating an address or request.
How do I pay for a product or service using XWallet?
The user selects a payment option, scans a QR code, or uses an available payment method in the service interface. After confirming the transaction, funds are debited from the balance according to the selected payment method.
Can I pay for purchases using a QR code?
Yes, you can pay for purchases using a QR code. Point the camera at the QR code in the app; the amount, exchange rate, and final equivalent will be displayed. Review the details and click "Pay." The funds will be debited from your balance.
Can I transfer funds to another user?
Direct transfers within the service are currently unavailable. You can send funds via cryptocurrency by specifying the recipient's address and network. We plan to introduce internal transfers between XWallet users in the future, and these transfers will be commission-free.
Can I use XWallet for everyday payments?
Yes, XWallet is suitable for everyday payments. You can pay for goods and services using QR codes, transfer funds to cards (including via the Fast Payment System), as well as pay for digital services, mobile phone bills, and much more.
Can I cancel a payment after confirmation?
No, once confirmed, the transaction is irreversible. It's not possible to cancel or refund a payment through the service, so please carefully check all details before paying.
The user selects a payment option, scans a QR code, or uses an available payment method in the service interface. After confirming the transaction, funds are debited from the balance according to the selected payment method.
Can I pay for purchases using a QR code?
Yes, you can pay for purchases using a QR code. Point the camera at the QR code in the app; the amount, exchange rate, and final equivalent will be displayed. Review the details and click "Pay." The funds will be debited from your balance.
Can I transfer funds to another user?
Direct transfers within the service are currently unavailable. You can send funds via cryptocurrency by specifying the recipient's address and network. We plan to introduce internal transfers between XWallet users in the future, and these transfers will be commission-free.
Can I use XWallet for everyday payments?
Yes, XWallet is suitable for everyday payments. You can pay for goods and services using QR codes, transfer funds to cards (including via the Fast Payment System), as well as pay for digital services, mobile phone bills, and much more.
Can I cancel a payment after confirmation?
No, once confirmed, the transaction is irreversible. It's not possible to cancel or refund a payment through the service, so please carefully check all details before paying.
Are there any fees on XWallet?
There are no fees within the service. Fees are charged only for deposits and withdrawals. For USDT on the TRC20 network, the fee is $2.75.
Are there transaction limits?
Yes, the service has limits depending on the payment method:
• Fast Payment System (FPS) / card transfers: from 1,000 to 60,000 rubles per transaction
• Payment via QR code: up to 80,000 rubles per transaction
• Steam: from USD 0.50 to USD 400
There are no fees within the service. Fees are charged only for deposits and withdrawals. For USDT on the TRC20 network, the fee is $2.75.
Are there transaction limits?
Yes, the service has limits depending on the payment method:
• Fast Payment System (FPS) / card transfers: from 1,000 to 60,000 rubles per transaction
• Payment via QR code: up to 80,000 rubles per transaction
• Steam: from USD 0.50 to USD 400
Is XWallet safe to use?
XWallet uses security measures to protect accounts, transactions, and user data. AML and KYC checks may also be applied to certain transactions.
Why is AML verification necessary?
AML verification helps identify suspicious or risky transactions, reduce the likelihood of fraud, and comply with financial security requirements.
Can my transaction be suspended?
Yes, individual transactions may be temporarily suspended for additional security checks, to verify the origin of funds, or to ensure compliance with the service's internal rules.
What should I do if a "support representative" contacts me first?
Don't share codes, passwords, or personal information.
How do I protect my account?
Use only the official website and app, do not share verification codes with third parties, do not click suspicious links, and check official support contacts.
XWallet uses security measures to protect accounts, transactions, and user data. AML and KYC checks may also be applied to certain transactions.
Why is AML verification necessary?
AML verification helps identify suspicious or risky transactions, reduce the likelihood of fraud, and comply with financial security requirements.
Can my transaction be suspended?
Yes, individual transactions may be temporarily suspended for additional security checks, to verify the origin of funds, or to ensure compliance with the service's internal rules.
What should I do if a "support representative" contacts me first?
Don't share codes, passwords, or personal information.
How do I protect my account?
Use only the official website and app, do not share verification codes with third parties, do not click suspicious links, and check official support contacts.
How do I contact XWallet support?
You can contact support through the official channel listed on the website or in the app (@xwallet_support_bot). When submitting your request, please include the transaction number, time, amount, and description of the situation.
What should I do if the money hasn't arrived?
Check the transaction status, the network, and the details. If you entered everything correctly, contact support and attach the transaction hash or application details.
You can contact support through the official channel listed on the website or in the app (@xwallet_support_bot). When submitting your request, please include the transaction number, time, amount, and description of the situation.
What should I do if the money hasn't arrived?
Check the transaction status, the network, and the details. If you entered everything correctly, contact support and attach the transaction hash or application details.
What documents might be required for verification?
Identity documents and proof that the account belongs to the user are required. The exact list is provided during the verification process.
Is it possible to delete an account?
Yes, it is possible. Before deleting an account, the user must withdraw funds and ensure there are no pending transactions or restrictions on the account.
What happens to my data after I delete my account?
The procedure for storing and deleting data is determined by our privacy policy and legal requirements.
Identity documents and proof that the account belongs to the user are required. The exact list is provided during the verification process.
Is it possible to delete an account?
Yes, it is possible. Before deleting an account, the user must withdraw funds and ensure there are no pending transactions or restrictions on the account.
What happens to my data after I delete my account?
The procedure for storing and deleting data is determined by our privacy policy and legal requirements.
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© 2026, XWallet LLC
© 2026, XWallet LLC
